Recent comments by Mary
2nd thought: DHS did assign a ped MD to the associate! But I wanted a WO-man, so I mined the directory and found a very neighborly one (sole practitioner).
Most likely, they will, if HMO enrollment "best practices" are universal. When my child enrolled in SCHIP, we received a directory 2" thick of MDs in-network (nod to choice). In other countries, the state assigns a local GP (primary care) to the insured who may accept or reject by shopping for another.
re: suspicion
For a relatively basic [fed qualified "ESSENTIAL"] policy, known as a "silver" plan, the total monthly premium in the Sacramento region for a 40-year-old single individual would range from $332 to $476 [*], with federal subsidies on a sliding scale for people with incomes up to $45,960. [POOREST] Individuals eligible for the highest subsidy, $276 per month, would face out-of-pocket expenses of $56 for monthly premiums.
Read more here: http://blogs.sacbee.com/capitolalertlatest/2013/05/california-health-exchange.html#storylink=cpy
personal point of reference: $332 (scale) still looks like a burden, if not discounted to the max by subsidy available to qualified beneficiaries. The range must indicate geo-differential.
2008 was the last year which my child and I were covered by individual market policy BC/BS in MD. he (2) person family premium iirc was $380, in/out network, $2,500 deductible p.p., no brand-name Rx discount, dental rider. Also, my preferred providers didn't accept the insurance. But that was ok, because our HH income supported market-rate for routine visits and procedures.
Five years later, $332 p.p. basis (+/- age) doesn't look much like a healthy discount attributable to the "universal mandate). It looks like a new car payment, or $200/mo. (inc. scale subsidy) for my HH of 2.
re: necessity, elasticity of demand, college enrollment, USA
The relative insensitivity of student enrollment to changes in grant aid is consistent with other studies in literature. Most studies found student demand for higher education to be very inelastic. In other words, the rate of tuition increase is typically much greater than the rate of enrollment decline. This is not to say that students do not notice price increases, and some students choose not to enroll or reduce their course load, but the magnitude of this response is typically small.
Tuition Elasticity: Student Responsiveness to Tuition Increases
Fortin (2005) estimated an enrollment elasticity to tuition changes of -0.15 for the United States. When assuming a work life of 35 years, a college duration of 4 years, a growth-adjusted discount rate of 3 percent, and empirical values for tuition and wages, this elasticity translates into an enrollment elasticity to changes in the annual college premium [expected salary] of 3.3. The empirical macro counterpart of this elasticity is 0.48. Details of these calculations are in the appendix.
Advances in Economics and Econometrics: Tenth World Congress
Buss, Parker, and Rivenburg (2004) (BPR) examine a cross-section of selective liberal-arts colleges to estimate demand functions at the individual college level. They looked separately at the yield for full-paying students and financial-aid students. For full-paying students, they found an own-price elasticity of -0.76. [...] For financial-aid students, BPR find a larger own-price elasticity of -1.18 (when own price is defined as gross tuition ignoring aid) and strong positive elasticities with respect to grant and loan components of financial aid (+0.31 and +0.12, respectively). [...] One difficulty of BPR's cross-college approach to modeling demand is that each individual financial-aid student faces a different price, depending on his or her individual financial aid package. By aggregating together all students at each college, only the average financial-aid award can be observed.
Case of the Day: Elasticity of Demand for Higher Education
"In the Wild West of college admissions, there is no Data Sheriff."
Inflated SAT Scores Reveal ‘Elasticity of Admissions Data’
re: New Homes Months of Supply (HUD)
"The seasonally adjusted estimate of new houses for sale at the end of April was 156,000. This represents a supply of 4.1 months at the current sales rate."
New Home Sales at 454,000 SAAR in April 
According to the NAR, inventory increased to 2.16 million in April up from 1.93 million in March.
Existing Home Sales in April: 4.97 million SAAR, 5.2 months of supply
In one chart: we have a demand problem, not a skills problem
I can agree with the conclusion. But the data set ("Data are for -->college graduates age 21–24<-- who do not have an advanced degree and are not enrolled in further schooling. Shaded areas denote recessions.") contradicts --grossly understates-- last months BLS report, 15-25 
you're welcome.
re: ADSL, DSL,"dumb down" in progress
I heard a bit of this last night.
you might be tempted to believe that everything is online [?!]. But there's one important piece of the Web's own history that can't be found through a search engine: the very first Web page.
o, why is that?
Berners-Lee and his colleagues were so busy trying to convince people to buy into the concept, they didn't keep track [?!] of their early Web pages, says Dan Noyes. ... he says, the earliest Internet protocols [?!], whether they be Gopher, FTP or the Web, can often only be found today in screenshots [?!]. Berlin says that much of the historical material out there exists on old floppy disks or hard drives tucked away in somebody's house.
[...]
BRUMFIEL: Leslie Berlin is a historian [?!!!] with the Silicon Valley Archive at Stanford University. It's a weird paradox of the Web age when everything is floating around in the cloud ...
floating in the cloud...
... that vital Web history is sitting in boxes of old floppy disks or abandoned hard drives tucked away in a person's house.
The First Web Page, Amazingly, Is Lost
I read all of this promo last night.
On the Internet, HTML is used to write strings of instructions that tell browsers how a webpage should look. ... and it also renders the interactive Web applications[?!], which you might like to use, including searches, shops, and games.
mmm, no.
Theoretically, that is what HTML5 wants to achieve - to enable more interactivity [?!] and allow developers to create apps that will work as though they were written specifically for any given device.
Games makers may reject HTML5 out of hand
:: reference
However, the language described by this specification is biased towards CSS as the styling language, JavaScript as the scripting language, and HTTP as the network protocol, and several features assume that those languages and protocols are in use.
[...]
2.2.2 Dependencies
Mystery solved.
Right. But BBC immediately, as in yesterday evening, adopted "machete." Some Guardian items later flogged "machete" as Cameron made his ahh interpretation public.
:: "nowadays the tactic is used to embolden the elite and terrorize the masses !"
I've the impression, that has always been the case for the 4th Estate --old world, new world-- to rationalize martial law imposed by the former on the latter, foreign and domestic. Archival news is fascinating material ... but difficult to acquire in spite of moderne innovation, ironically.
Independent experts praised the work and the potential for 3-D printing to create more body parts to solve unmet medical needs.
"It's the wave of the future," said Ms Jolie, a spokesperson at the University of Missouri in Kansas City. "I'm impressed by what they were able to accomplish."
Read more: Doctors save boy's life by 'laser-printing' airway tube | CTV News
Schmiegel syndicate
Prime Minister David Cameron, who had been in Brussels for an EU summit before driving to Paris together with Hollande, immediately called an emergency meeting of the Cobra committee. Home Secretary Theresa May, Secretary of State for Defence Philip Hammond and London Mayor Boris Johnson were kept abreast of developments by Scotland Yard as were MI5 and MI6, the domestic and foreign intelligence services, respectively. The meetings clearly indicate that the British government is treating the incident as an Islamist attack.
Blood in London: Vicious Attack Seen as Possible Act of Terror
:: CHASER!!1!
DOCTOR WHODAT: "Last week, I met an old youth worker, who told me that Polly Toynbee was stopping first-time buyers getting onto the property ladder."
re: jobs save or created, "skills mismatch," EU
According to Eurostat, the European Union's statistics office, the rate of unemployment among young adults in the EU has climbed to 23.5 percent.
[...]
A recent Franco-German effort remains equally nebulous. Berlin and Paris want to encourage employers in Southern Europe to hire and train young people by providing them with loans from the European Investment Bank (EIB). The concept is supposed to be unveiled at the end of May. German Labor Minister Ursula von der Leyen
[...]
As it is, there are doubts over the usefulness of broad injections of cash. The first measures coming from Brussels were ineffective and came to nothing. Last year, the European Commission promised the crisis-stricken countries that they could use unspent money from structural funds to implement projects to provide jobs to unemployed youth. Some €16 billion had been applied for by the beginning of this year, funds intended to benefit 780,000 young people. But the experiences are sobering, and concrete successes are few and far between.
[...]
Spain, for example, has lagged behind the rest of Europe for years when it comes to education. It holds the questionable record of having the highest percentage of school dropouts in the EU: 24.9 percent.
Jobless Youth: Europe's Hollow Efforts to Save a Lost Generation
"We still have 30,000 training vacancies that by far exceed the number of young Germans available to fill them," the minister explained.
Germany and Greece: huge gulf in youth unemployment
:: reference
Early leavers [statutory permitted "DROP-OUT"] from education and training may face heightened difficulties in the labour market. Figure 4 ranks Member States according to the share of early leavers from education and training in the population aged 18 to 24 and presents an analysis whether these early leavers are employed or not; those not in employment may or may not be wanting to work. In 2011, a 6.1 % share of the EU-27’s population aged 18 to 24 were early leavers in employment, while a 5.2 % share were early leavers wanting to work but not employed, while the remaining early leavers (2.3 % of the population aged 18 to 24) were not wanting to work. In ten of the EU Member States there were more early leavers wanting to work but not employed than there were early leavers that were employed, notable cases being Bulgaria and Ireland.
Youth education attainment level and early leavers from education and training | eurostat
That's odd. Weren't HCN readers treated this past weekend to a number of stories documenting suburban "growth"?
Guardian UK ed. home page is lurid, daily. Yesterday read a few versions and tapped "video." Reporting from London is at odds. AFAIK, the vic was killed elsewhere then driven to the scene (NB. car crash) for public display.
Further, tabloid being tabloids, print and broadcast employees identified the woman, depicted by cell phone rubberneckers as "confronting" Cleaver Man. She's now a circuit idol. Memoir, forthcoming.
Woolwich attack: Woman who confronted 'attacker'
re: jobs saved or created, Argentina
political and youth groups will be active part of a nationwide campaign labelled, ‘Observe to protect’ which will ‘oversee prices’ from retail shops to supermarkets to look after “people’s savings”. The operation will be virtually permanent, she anticipated.
Members from the opposition criticized the ‘Stalinist’ mob-initiative describing the groups as “presidential street militias”.
[...]
“Since you are the most important industries, advertising on mass media, the press always ends ups talking about government and prices instead of you, since you’re the ones giving them money for the ads” Cristina Fernandez chided industry and commerce leaders in a message broadcasted on national television.“There are no elements determining an increase in prices. Don’t start complaining about labour costs, because we all well know how prices are made up off. You well know that energy, transport and other services in Argentina are highly subsidized, so don’t include them in prices, and don’t tell me that we have lost competitiveness”, pointed out the Argentine president.
Beware inflation: CFK announces “political groups” will keep track of prices in shops
The cleaver from NIGERIA wot did it -- undeclared customs duty.
re: jobs saved or created, USA
Reconnecting with a fictional self from the past is a challenge for any actor. “I loved playing Lindsey. She was so earnest even though she was really vapid and self-centred,” says Di Rossi. Taller in person than she appears on screen, she sports a quiffed crop and speaks in measured sentences.
“Lindsey actually thinks she’s a good person doing good things. I liked that disconnect. It’s always fun to play ‘the innocent’ because you can get away with a lot comedically. Not playing her over the last few years I guess I missed not having a conscience,” she laughs.
I feel that one, dawg. My old man usta say, when he was most morose, I can never be wrong.
Duly noted: "Economics is not about economy; it is a way or organizing society. Our economists have resuscitated an old social order. We live in a neofeudal world where the elite rentier group lives in manor mansions and everyone else is a serf."
Chemistry is complicated, whether combinatory processes describe organic or inorganic molecules.
If the banking system is NOT protected, however, then I guess the CBs will be instantly very concerned with retiree investment and nest eggs.
To the contrary: if the banking/financial system is NOT protected, the CBs evidently don't give a fig about retiree investment and nest eggs.
The CBs don't give a fig about billions of retiree investments or approaching retirement nest eggs as long as the banking/financial systems are protected.
This statement is nonsensical.
Yes, prostitution --the fate worst than death-- is legal in the UK, too.
Your hero. Until he wasn't.
Nobody cares how tough your upbringing was. Nobody cares if you suffered some discrimination. And moreover, you have to remember that whatever you’ve gone through, it pales in comparison to the hardships previous generations endured — and they overcame them. And if they overcame them, you can overcome them, too. (Applause.)
You now hail from a lineage and legacy of immeasurably strong men — men who bore tremendous burdens and still laid the stones for the path on which we now walk.
The specialist underlines that unemployment, fear and panic which the economic crisis has brought into our daily life as well as the feeling of uncertainty as regards the future activate primary anger. "The gene of violence is embedded in the nature of men. It exists in women too but is suppressed in comparison with other feelings. If these negative emotions are not socially and culturally mastered, the man begins to feel emasculated, deprived of his nature and then the anger comes," Konstantinidis explains the process.He adds that the most common complaint of the men who call the consultation phone line is lack of potency. These cases have become more frequent due to the drastic deterioration of the economic situation of the country and rising unemployment. "Men feel ‘castrated’, they do not know how to solve their problems and this affects their relations with the rest of the world," says the head of the institute. A man’s inability to express himself sexually fills him with a great deal of anger, which finds various forms of expression.
- See more at: http://www.grreporter.info/en/crisis_has_%E2%80%98castrated%E2%80%99_greeks/9344#sthash.9jD8hutl.dpuf
The crisis has ‘castrated’ the Greeks
pitiful
Prostitution is legal in Greece. Guess what? It's legal in Spain, too.
Slums, or ghettos, are part of Athens landscape. Guess what? So too in Madrid and Barcelona, London, Berlin, Paris, Shanghai, Singapore, Frankfurt, Basel, and on and on.
Addicts can be found every where, even the USA.
So what did you learn from that NY Yella Cake degenerate porn album --besides a renewed appreciation for B/W digital photography?
Addicts who live in ghettos or on the street earn money from prostitution.
Worse, "austerity" has caused wage deflation in the profession.
According to the National Center for Social Research [UK], the number of people selling sex has surged 150 percent in the last two years.
Many prostitutes have been selling their services for as little as 10 to 15 euros, a price that has shrunk along with the income of clients afflicted by the crisis. Many more prostitutes are taking greater health risks by having unprotected sex, which sells for a premium. Still more are subject to violence and rape.
Now. Don't you feel knowing you live in the USA, where there are no addicts, slums, or prostitutes, and you can afford 7-nights in a Sofitel and a bus tour when you next visit Europe?
Roberts sounds so reasonable. The "anarcho libertarian" interviewer was a funny straight-man.
indeed.
run-off: to hold a security (bond or preferred share) to date of maturity, retirement of the debt; to maximize yield; a conservative "investment" strategy insofar as the holder has determined (i) risk of default is ->0, (ii) sale is unfeasible or market value is sub-par, (iii) max yield [*] satisfies face value (break-even).
The rhetorical problem for money managers at this point in time is how to explain to "stakeholder" a change in prospectus, expectation (from profit to wtf).
[*] in case of variable or float coupon rate range. Who has any idea what the mix is in the portfolio?
Incidentally, I've hung out in Barcelona a few times for pleasure, not business. I remember it being a wonderful walking city, plaza to plaza, and all up and down the Ramblas and Monjuic.
Yes, I've left for good (by detour to London). But, o, I wasn't ever afraid to live in NYC. Simply, I'm too old to put up with it any longer.
What does the article tell you? What do results of a site search for, UFO, or Geert Wilders tell you?
um, yes, well, entertainment isn't typically my practice area of subversion. Rather, I lived in NYC for a long time, so the concept offered no, you know, value-add.
re: irrelevance, statistical insignificance
A few comments on New Home Sales
::
re: New Homes Months of Supply (HUD)
New Home Sales at 454,000 SAAR in April
Existing Home Sales in April: 4.97 million SAAR, 5.2 months of supply
The topic is played, Sebastian